Benefits Toolkit




White Papers and Articles

White Papers and Articles




Member Shared Resources
ASHHRA would like to thank the members from the following organizations for contributing to this toolkit:

  • Cigna
  • Transamerica (formerly Diversified)
  • FHN
  • Fidelity Investments
  • High Roads
  • Health First
  • Kittitas Valley Community Hospital



  1. New Health Insurance Marketplace Coverage Options and Your Health Coverage
    Drinker Biddle & Reath LLP, Sept. 2013
    There is a requirement under health care reform (the Patient Protection and Affordable Care Act – PPACA) that employers provide a written notice to their employees about health coverage options available through the new insurance exchange (or, as it is now called, the marketplace). Recently, the US Department of Labor (DOL) provided temporary guidance and model notices to help employers comply with this requirement. The basics of this guidance are summarized below. The DOL model notice that may be used by an employer that offers health coverage to some or all of its employees can be downloaded here. Please note that there are some employer specific provisions that must be included in the notice.

    Highlights of the Guidance:

    • Recipients: Notice must be provided to all employees, regardless of employment classification (such as part-time, full-time, temporary employee). It does not need to be provided to others who may be participants in the employer’s health plan but who are not employees (such as dependents).
    • Content: The model notice may be used to ensure compliance with the content requirement, but in general, the notice must (i) inform the employees of the existence of the marketplace, (ii) describe the services provided by the marketplace, (iii) describe the manner in which employees may contact the marketplace to request assistance, (iv) inform employees that they may be eligible for a premium tax credit if the employee purchases a qualified health plan through the marketplace, and (v) inform employees that they may lose the employer contribution (if any) for any health plan offered by the employer and that all or a portion of that contribution may be excludable from income for federal income tax purposes.
    • Timing: The notice must be provided to all current employees before October 1, 2013. For employees hired on or after October 1, 2013, the notice must be provided to them within 14 days of their start date.
    • Form: The notice must be written in a manner calculated to be understood by the average employee and provided automatically, free of charge.
    • Method of Delivery: The notice must be provided by first class mail or electronically (provided the requirements for the DOL’s electronic disclosure requirement are met).
  2. Personal Leave Policy PDF
    Health First

  3. Health Awareness Day Planning Guide PDF

  4. Employee Fund Policy PDF 
    Kittitas Valley Community Hospital

  5. Flextime Off, Holiday Compensation Policy PDF

  6. Vacation Policy PDF
    Kittitas Valley Community Hospital

  7. Paid Leave Policy PDF

  8. Paid Time Off Policy PDF
    Kittitas Valley Community Hospital

  9. Retirement Plan Trends PDF

  10. Sick Leave Policy PDF
    Kittitas Valley Community Hospital

  11. Telecommuting Shifts and the Economy PDF

  12. Vacation Policy PDF
    Kittitas Valley Community Hospital

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White Papers and Articles
White Papers and Articles

  1. Helping Participants Generate a Lifetime of Income PDF
    TIAA-CREF, January 2014
  2. The Value of Advice in a Retirement Plan: A Way for Plan Sponsors to Improve Retirement Readiness PDF
    TIAA-CREF, October 2013
  3. Prepared for a Lifetime: Manage Your Plan to Drive Retirement Readiness PDF
    TIAA-CREF, April 2013

  4. Fidelity Nurses Study PDF
    Fidelity Investments, September 2011
  5. Hospital Employer Benefit Survey Results PDF
    High Roads, 2011

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The information and resources included and/or referenced in this toolkit provide only a general overview of the topic covered.  ASHHRA makes no representations or warranties, express or implied, concerning the application of that information, including without limitation, implied warranties of merchantability and fitness for a particular purpose. The information is NOT intended to be taken as advice regarding any specific individual situation or circumstance and should not be relied upon as such.  It also is NOT intended to, and cannot, substitute for responsible legal advice. Legal questions should be addressed directly to appropriate legal counsel.

ASHHRA reserves all rights in ASHHRA original content included and/or referenced in this toolkit. However, ASHHRA grants to ASHHRA Members the right to use original content for strictly noncommercial purposes unless otherwise indicated.

ASHHRA has not reviewed, and is not responsible for, the completeness or accuracy of any third party information included herein. The views and/or positions expressed in any third party content do not necessarily represent the views of ASHHRA and the inclusion and/or references to third party information do not indicate any endorsement by ASHHRA unless expressly provided. ASHHRA does not claim ownership of any content, including content incorporated by permission into ASHHRA-produced materials, created by any third party and cannot grant permission to use, distribute or otherwise reproduce such third party content.

Last Updated: Tue Mar 7 2017